Understanding Your Rights as an Employee of a Non-Subscriber Employer

In Texas, not all employers subscribe to the state’s workers' compensation system. These employers, known as non-subscribers, do not provide state-regulated workers' compensation insurance, potentially leaving employees vulnerable if they are injured on the job. If you work for a non-subscriber and suffer a workplace injury, understanding your rights and legal options is crucial.

What is a Non-Subscriber Employer?

A non-subscriber employer is a company that has chosen not to participate in the Texas workers' compensation system. Instead of providing state-regulated insurance, these employers may have their own injury benefit plans, which often offer less protection and fewer benefits to injured workers.

Common Non-Subscriber Employers in Texas:

  • Walmart

  • Amazon

  • HEB

Challenges Faced by Employees of Non-Subscriber Employers

Working for a non-subscriber employer can present several challenges if you are injured on the job. Unlike the workers' compensation system, where benefits are provided regardless of fault, non-subscriber employers may require injured employees to prove that the employer’s negligence caused their injury. This can be a complex and daunting process without legal assistance.

Common issues faced by employees include:

  • Limited or denied injury benefits

  • Pressure to sign waivers or settlement agreements

  • Retaliation for reporting injuries

  • Complex legal battles to prove employer negligence

How Our Law Firm Can Help

Our law firm is dedicated to advocating for the rights of injured employees in Texas. We have extensive experience handling cases against non-subscriber employers and are committed to ensuring that you receive the compensation and justice you deserve.

Our services include:

1. Comprehensive Case Evaluation: We provide a thorough evaluation of your case to understand the circumstances of your injury and the potential for employer negligence.

2. Legal Guidance and Representation: Our team guides you through the legal process, from gathering evidence to representing you in court. We fight to prove that your employer’s negligence led to your injury.

3. Negotiation with Employers and Insurers: We handle all communications and negotiations with your employer and their insurance representatives to secure fair compensation for your injuries, lost wages, and other damages.

4. Protecting Your Rights: We protect you from employer retaliation and ensure that you are not pressured into signing unfavorable waivers or settlement agreements.

Steps to Take If Injured at Work

If you are injured while working for a non-subscriber employer, it is crucial to take the following steps:

  1. Seek Immediate Medical Attention: Prioritize your health and safety by getting the necessary medical treatment.

  2. Report the Injury: Notify your employer about the injury as soon as possible, ensuring that it is documented.

  3. Document Everything: Keep detailed records of your injury, medical treatments, and any interactions with your employer regarding the injury.

  4. Do Not Sign Waivers: Avoid signing any waivers or settlement agreements without consulting with an attorney.

  5. Contact Our Law Firm: Reach out to us for a free consultation to discuss your case and explore your legal options.

Contact Us

If you have been injured while working for a non-subscriber employer, do not navigate this challenging situation alone. Our experienced attorneys are here to help you every step of the way. Contact us today for a free consultation and let us fight for the compensation and justice you deserve.